Well said, ClarkKent
There is another prediction that I don't think you've mentioned that didn't happen....the '30-day' warning applicable to the UK which was supposed to cover October.
With regard to the financial crisis, I read that particular prediction two years ago in a book I think was already a few years old. I'm aware that it's in a few books / internet sites relating to Ascended Masters

Over here in the UK, there's been a noted economist warning about it for years, too. As mentioned in an earlier post - you didn't really need a crystal ball to know that was coming.