Yes, that is correct. Time exchange is not spiritual but part of the time/space illusion. Plus, with those people who there is a true spiritual exchange, as we give and receive in equal measure, neither charges for their time/space. However, when there is a request of one person giving and the other person receiving, the person receiving need to provide an exchange of equal measure, or debt is created.Posted by Lettherebelight (here)
My understanding is that spiritual exchange is beyond the laws of karma.
Karma is a universal law that applies only within the realm of the material energy.