[pyrangello]

Hey P&E I service foreclosed homes amongst other things, typically we do service work on 5-7 a day. Been doing this for 6 years. I've heard all the stories, some good, some bad, some very troubling. The most disturbing homes are the ones that when they leave they also leave baby pictures and photo albums of there life. Then you know they gave up. In the last 2 years some of the homes are getting nicer but there's at least 1/2 of these that come in that the individuals should just flat out live on a farm with the pigs. I mean when you have to go into the home with a mask because of the smell, or rake the carpet with a leaf rake to try and pick up the dog hair , or bring a septic guy in to suck the toilets out because they were left full to the top. It just doesn't leave you with a very good impression. I have a dog and cat we rescued from these homes and they are the absolute best as they have experienced the absolute worst. Typically just like unemployment there will always be a certian percentage of the population unemployed as there is with foreclosers. The standard rate is 3.5% of homes every year get foreclosed on . I think it's 7-8% now. But that still means 92% are making the payments . So it's bad , the question is how much worse is it going to get.

I do feel for many who are experiencing this loss of a home. It's something no one should have to go thru. I have a lady right now that threatened to bulldoz down some of the buildings on the property. If a person really wants to save there home , I've also witnessed the nightmare of working something out with the mortagage company, thats if you can even get ahold of them . Seems like a big raquet to me . Thanks for all the links to help people. I really have no opinion of squatting because every person has there own individual story. I just know what happens on the back end.