A big thank-you to everyone who has contributed to this thread. I condensed all of the comments (other than mine) into one post (above). Then I re-read them...and I was very impressed with the responses. I learned a lot. I'm running out of what little steam I once had...and someone else needs to do what I can't with the principles and concepts in this thread. I really don't want to be a pest. I'm tired of bumping my threads...and probably everyone else is even more tired of this than I am.

Namaste