David Wilcock update 2013-11-24: The Darkest Hour is Before the Dawn

[PathWalker]

http://divinecosmos.com/start-here/davids-blog/1153-darkest-hour?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+DavidWilcockBlog+%28David+Wilcock+Newsletter%29&utm_content=Yahoo!+Mail

Another post from David Wilcock:

Media control, widespread apathy and brainwashing is no longer enough to prevent a mass public awakening.

We are now seeing the ultimate example of a vast empire in decline. Its death rattles are becoming increasingly obvious to an emboldened, awake and aware mass public.

The world is "hitting bottom", much like the process of how a drug addict realizes he needs to let go of the addiction in order to live a better life -- or any life at all.

The phrase "the darkest hour is before the dawn" may sound like a cliche', but it perfectly illustrates how the healing process actually works.

We may be seeing that "worldwide bottom" right now... with the promise of much happier times ahead.

MUCH MORE INFORMATION WILL FOLLOW

Insiders who were threatened, humiliated and utterly ignored are finally getting widespread publicity and attention. This is only going to keep increasing.

Just this past week, it was revealed that only about half of the information hidden in the Snowden documents has been made public so far.

Even more surprisingly, "some of the most shocking revelations... are yet to come."

It may seem hard to imagine how the news could be any more surprising than what we've already heard -- but time will tell.
Snowden Docs Only 50 Percent Revealed, More Whistleblowers to Follow
http://motherboard.vice.com/blog/finding-snowden


Glenn Greenwald, who took hold of Snowden's documents (Snowden has said he no longer has them), estimates that he and other journalists are only about halfway through the release of Snowden's trove of exported documents.

And some of the most shocking revelations, I am told, are yet to come.

The revelations likely won't end there. The ex-spooks tell me, with scant detail, that more whistleblowers have begun to come forward.

There's a sense now that dawn is breaking in the Information Age, revealing a staggering new horizon.

If information is power, Snowden has helped foretell a decade of unprecedented public empowerment, his supporters say.

He may be called an idealist for wanting to change the world, but in the eyes of those who have dared to tread a similar path, he already has.

If my calculations are right, we will have seen major transformative events by some time in 2014.

The full transformation that will occur, as it all unfolds from there, is much greater than most people's wildest imagination could allow them to believe.

Limitless free energy. Anti-gravity. Matter materializers. Teleportation technology. And an open interaction with our extended human family.

Disclosure is already happening. You get to choose whether you feel depressed, weary and miserable about it, or whether you are excited beyond belief that this is actually occurring.

There is a trap door beneath the allegedly "bottomless pit" that leads to Awakening -- and Transformation.

The darkest hour is before the dawn.

Message of encouragement and hope.
No new information for die hard Avalonians.

[greybeard]

RBS To Probe Claims It Drove Firms To Collapse.

I think this is relevant to what David Wilcock is saying.
Once upon a time this would have been buried---not main stream media.
I really believe "Times they are a changing"

http://uk.news.yahoo.com/rbs-probe-claims-drove-firms-collapse-110816450--finance.html

The Royal Bank of Scotland has hired a law firm to investigate allegations the bank deliberately drove small businesses to collapse for its own gain.

The claims are contained in a dossier, compiled by government adviser Lawrence Tomlinson, which has now been passed to City regulators by Business Secretary Vince Cable, as Sky News revealed at the weekend.

The report suggests RBS - the largest lender in the UK to small firms - drove businesses to collapse so it could buy back their assets at rock-bottom prices.

Chancellor George Osborne has described the allegations as "shocking", but small business campaigners say anecdotal evidence suggests the practice was widespread.

A spokeswoman for RBS - 80% owned by the taxpayer - confirmed that it had now hired law firm Clifford Chance to look into the claims.

Mr Tomlinson, who has been compiling the report independently for the past six months, focuses allegations on the turnaround division at RBS - its Global Restructuring Group (GRG).

The division handles loans classed as being risky and is understood to have the power to scrap loan deals, impose inflated interest rates and charge hefty penalties.

But the report alleges that firms not necessarily in immediate financial distress are "engineered" into GRG, sometimes through small technical breaches of loan terms, such as late filing of minor financial information.

They are then hit with exorbitant rates and fees, which in some cases cause them to collapse, allowing RBS to buy their property and assets on the cheap for the benefit of its West Register property arm, according to Mr Tomlinson.

His report claims that fees charged by GRG can run into hundreds of thousands of pounds.

One business that submitted evidence to Mr Tomlinson said that it forked out £256,000 in fees alone while in GRG.

Another said that RBS made them pay an immediate sum of £40,000 to continue borrowing terms with the group.

Mr Tomlinson said he was calling for "immediate action to stop this unscrupulous treatment of businesses".

He told Sky News: The main conclusion you could come to out of this is RBS was doing this for their own gain ... they just ended up with properties quite cheap and they'd made a lot of fees and extra interest while the business was on its way down."

In response, RBS said it was "already committed" to an inquiry on how it treats small firms, following recommendations by Sir Andrew Large whose separate report released on Monday highlighted a potential conflict of interest in the bank's business lending activities.

Sir Andrew, the former deputy governor of the Bank of England, also found that RBS failed to understand even the basic needs of its small business customers .

An RBS spokesman responded to the Tomlinson report by saying that GRG's role was key to helping the bank face up to its commercial property "mistakes" made in the run-up to the financial crisis.

He said: "In the boom years leading up to the financial crisis, the over-heated property development market became a major threat to the UK economy.

"RBS did more than its fair share to fuel this and commercial property lending was one of the key drivers of our near collapse as valuations rapidly plummeted.

"GRG successfully turns around most of the businesses it works with, but in all cases is working with customers at a time of significant stress in their lives.

"Not all businesses that encounter serious financial trouble can be saved."

Conservative MP Mark Garnier who is a member of the Parliamentary Commission on Banking Standards told Sky's Jeff Randall Live:

"We are recommending that when you do have fines when you have that coming out of a state-owned or any bank that that comes out of retained bonuses for members of staff to incentivise the staff to act more responsibly.

"If people are committing fraud, they will go to prison."

The report found a "disproportionately high" number of complaints against RBS, but also hinted at similar practices at other banks.

Fellow part-nationalised Lloyds Banking Group was also accused of concentrating on short-term gain at the expense of its business customers but the bank was angered by its inclusion in the dossier - suggesting there was no basis for such a claim.

Its statement said: "The specific practices discussed in the report are attributed to another bank and are not a reflection of Lloyds Banking Group's approach."

The report said Santander UK was among a few banks that were praised by small business customers for their treatment."

However, the campaign group Bully-Banks - which lobbies on behalf of small and medium-sized firms - claimed the behaviour of the wider banking sector was damaging the UK's economic recovery.

Its director, Jeremy Roe, told Sky News: "All of the major high street banks have major issues with the way they have conducted themselves.

"It is the bank's attitude to this sector that is a major cause of concern."

[indigopete]

Nice post greybeard.

I've been an RBS customer for about 24 years. When I started up as a self employed software developer about 2 decades ago, they used to get me in to go over my cash flows and business plans which had to be done in some detail just to get a piddling wee overdraft.

I can only look on in utter bewilderment at the dismal monument to financial prudence they themselves have now become.

While I'm still doing my sums to make sure my tiny assets somehow square with liabilities they are like a terminally ill drug addict who's closet of desperate sins carried out to fuel their habit gapes wide open for all to see.

They must have pissed away more money and wealth in 10 years than all their depositors ever saved in a century. The only reason I stayed with them is because I felt sorry for the day to day branch staff who are just ordinary folk that generally do a good job in one of the most difficult professional environments there is - i.e. dealing with the public.

The waste is incredible. Nothing would give me more pleasure than if they could be kicked into touch along with the rest of the UK * on 18th September next year.

***********

Edit (in case Bill's listening): * That's the UK establishment, of course, not its minions with whom we'll continue forward in brotherly and sisterly solidarity in pursuit of social harmony at the expense of political unity :)

[Aryslan]

If my calculations are right, we will have seen major transformative events by some time in 2014.

The full transformation that will occur, as it all unfolds from there, is much greater than most people's wildest imagination could allow them to believe.

Limitless free energy. Anti-gravity. Matter materializers. Teleportation technology. And an open interaction with our extended human family.

Also, Ascension 2012!

Please stop buying into this foolishness.

[Rocky_Shorz]

the Mayans celebrate for 400 days at the end of the 26,000 year calendar...

they are celebrating the end of darkness, the 400th day is considered "the new beginning"

that's January 25th, 2014...

maybe Dave and all of the enlightened ones will float away...

we'll all be here kicking rocks going dang, shoulda listened... ;)