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View Full Version : Ecuador set to create state-backed digital currency... to ditch dollar?



Cidersomerset
1st September 2014, 15:45
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Ecuador set to create state-backed digital currency... to ditch dollar?


Published time: August 30, 2014 17:52


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Banking, Bitcoin, Currencies, Economy, Finance, South America, Virtual currencies
Ecuador is planning to create the world’s first digital currency issued by the country’s
central bank, in what is seen by many as a step to abandon the US dollar, the currency
now used by the Central American country.

The currency is expected to start circulating in December, according to the country’s
Central Bank.

The technical details or the name of the currency have not been revealed, although the
officials stated that it would not be a crypto-currency like Bitcoin.

The new currency is expected to co-exist with the US dollar, the current official money
Ecuador uses, and will be channeled for 2.8 million people in the country – 40 per cent
of the participants in the economy – who are too poor to afford the usual banking.

Use of the currency will be voluntary, and it will not be used to pay the state employees.

It will be possible to make and get payments via cellphones, Central Bank’s deputy
director Gustavo Solorzano told AP.

The software needed for the currency to function is already being used by cellphone
companies, according to the official responsible for the currency, Fausto Valencia.

The country’s President Rafael Correa declared that the only issue with the plan is that
it has taken so long, defending it against “pseudo-analysts who have appeared in the
media trying to smear (it).” Correa denied any plan to replace the US dollar.

Last month, other digital currencies like Bitcoin which are not approved by the state
were prohibited in Ecuador by the country’s National Assembly.

The disadvantage of the new currency would be that, unlike Bitcoin, an unlimited
amount of it can be minted, creating potential risk of inflation.

Some specialists also regard the move as a step towards giving up the US dollar funds.

Nathalie Reinelt, an emerging payments analyst with the US-based Aite Group, told AP
that she doesn’t see any other motivation for creating such a currency.

The US dollar was set as the Ecuadorian currency in 2000, after a massive banking
crisis hit the country. Even nowadays, the country is $11 billion in debt, mostly to China.

http://rt.com/news/183960-ecuador-currency-digital-dollar/

wnlight
1st September 2014, 18:17
We are waiting here in Ecuador to see how this digital currency plays out. So, when I buy at the SuperMaxi, will I pay them in US dollars or with this new EC currency? More important to me is when I use an Ecuadorian ATM to withdraw my money that is in a US credit union account, will I still get US dollars?

One more picky thing: Ecuador is not a "Central American country." Look on a globe. Find the equator. Find South America. Look on the left-hand side of the continent where the equator is. Don't believe everything you read.

Camilo
1st September 2014, 23:50
This is easier said than done.

Koyaanisqatsi
2nd September 2014, 16:44
If we can bank online we can vote online too I believe. It could be made transparent too

wnlight
4th September 2014, 03:41
I don't know about voting online. There might be some record or trace of your vote. That might allow a true re-count which voting officials don't like. When you vote in person, with an electronic machine there is no physical record of the vote thus making an honest re-count impossible. That way is much easier to rig elections.