Would it make sense to avoid using a bank?

[man_is_the_bastard]

Today I was eating dinner at the table with my parents and listened to them discuss the way the banks are headed. They sincerely feel that the banks will go bankrupt. I said to them "yeah that's their plan" .of course, they didn't know what I was talking about.. I stood by listening to them, I know they are fearful and my dad suggested that they withdraw a few thousand dollars and hold it in cash. I wish I could think up a better solution for them. They are your "average" American husband and wife, they watch t.v. regularly.