Cash Flow

Today's boring, rehashed and uninspired article is on reducing your cash flow. I already tried to give you a way to raise preparedness cash, but by suggesting replacing semi's with bolt actions and revolvers I might as well been asking half of you to cut off your manhood. Sorry, I thought it would be a great way to raise cash and reduce future costs. What was I thinking? So, since your only assets are an upside down house and car, and since if I suggest you peddle your butt on a street corner you will roll your eyes and declare that flatly impossible without giving it any thought whatsoever, another way would be to reduce your cash flow. I'm not talking about calling the cable company and going from the Super Deluxe HBO Premium Channel Package to the Less Than Premium But Better Than Rabbit Ears Package. No, you need to simply cancel cable altogether. And instead of cutting back on the number of cell phones in the family from that approaching the entire nation of Bangladesh, you need to get to a more reasonable number of zero. You are not a brain surgeon that needs to be contacted on the golf course when a skateboarder is critically injured after tripping on his jeans that were hanging around his knees and fell down a few stairs and by random chance happened to hit what little there was that he sometimes used for such crucial decisions as what rap song to play. Cell phones are what the sheep use to emulate their masters. It is sad and pathetic. Get rid of them as they are time and money pits.
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Are you actually concerned with your credit rating? You fool! Western civilization is sinking into the financial open pit sewage lagoon it constructed a shiny castle on and you care about getting into debt in the future? Trash your credit rating. Repo your car and mail the house keys to the bank. You might not be able to stop the cash flow towards shelter or transportation, but you can make a good start by reducing it drastically. I understand about spousal reluctance. All I can say is, insist on protecting your family or prepare to die with them surrounded by the now useless trappings of Petroleum Age. Yes, an economic meltdown might postpone the Peak Oil crash. Half dozen of one, six of the other. You can still die, hungry and cold and fighting Blackwater troops for the last rancid rat corpse. What I'm trying to do here is suggest to you how to postpone the day of reckoning. By reducing your cash flow now, you free up funds to buy more supplies. Then, when you are laid off or your 401k is reduced to a smoldering ruins or the state you rely on for retirement declares bankruptcy and the Feds take over that obligation and pay $1,000 NewBucks a month ( while a loaf of bread cost N$20,000 ) you will be able to survive just a little bit longer in the current economy.
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Reducing cash flow means giving up luxuries. No more eating out. Not even McDonald's. No more cosmetics for the wife. If she is too ugly to wake up to with her natural face, cover the bedroom windows with black out cloth. No more Starbucks. Make your own coffee. Take in thermos. Stainless steel thermos thus acts as a back up for slow cooking meals. A Two-Fer. Roll your own cigarettes and make your own wine if you want alcohol. Buy the cheapest cut of meat and crock-pot it while at work. I've gone through all this before, which you would know if you're already unemployed and have nothing better to do than read my back stock of articles. Almost all of us live above our means. Stop it. Live below them. Practice now for being poor later. And as a bonus stockpile a garage full of wheat berries and ammunition reloading components. And, by the by, hurry the heck up. None of us know when the economy really starts to sink. I'll bet it's before your mortgage is paid off. Other than that, who knows.
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Also, if all this is just baseless panic, a reduced cash flow means less stress. With cash saved up for emergencies instead of a waiting credit card. If you need to move or cut back work hours, you don't need to stress since you are already living on less than you take home. You become the winner, the banks lose out, either way.
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